Systems Plus - Panelized Homes
WHAT ARE THE FEATURES OF SYSTEMS PLUS?
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Panelized building system- Structurally engineered wall, floor and truss
systems.
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Reduced on-site labor - Reduce on-site construction and time required to
complete your home.
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Complete Home Materials Supplied- Very few items need to be purchased outside
of the program.
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Standard Material Specifications- Quality materials supplied in your standard
package.
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Numerous Options and Upgrades- Customize your house to meet your personal
taste.
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Competitive Pricing- Very few companies, if any, can match our pricing.
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Customization- Personalize home plans to meet your family’s needs.
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Personal Service- You will have numerous support contacts to help you succeed.
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Creative Financing- Various financing alternatives are available.
Panelized homes are constructed in a factory under "controlled"
conditions, structurally engineered wall, floor and truss sections are
transported to your site. Major components of your home are factory produced
to minimize on-site construction and time required completing your home.
The benefits of panelized construction include:
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Engineering and architectural services.
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Work performed in a controlled environment.
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Continuous in-house and third party inspections.
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Reduced cost overruns from unforeseen circumstances such as time and cost
delays caused from inclement weather and shortage of qualified subcontractors.
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Interest savings from reduced construction completion and move-in.
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Reduced construction cost and increased equity by acting as your own project
manager and coordinate subcontractors to complete this work.
SYSTEMS PLUS offers many financing options based on your individual needs
and circumstances. Program participation and customer qualifications determine
the options available. These options include:
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100% financing of land, material and labor.
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Minimal and no down payment programs available.
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No payments during construction.
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One-time construction/permanent closing.
WHAT IS THE DOWN PAYMENT REQUIREMENT?
Down payments vary by program and your individual qualifications.
These qualifications include, but are not limited to, credit history, income,
and current obligations.
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Program offers 100% financing for land, materials, labor and closing costs
on loan amounts up to $300,000, as determined by the lending institution.
Your Account Executive and the lending institution you apply to can provide
you with further details.
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Stated income customers and loans over $300,000 may require 5-10% down.
WHAT ARE THE OUT OF POCKET EXPENSES?
This varies by lending institution; however, the following
approximate amounts usually apply:
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Initial order review and set up fee = $250
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Appraisal and credit fees = $300 -$350
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Land deposit = varies by seller, usually $200 - $500
Total out of pocket expenses = $750 - $1100
Dependent on lending institution and region, in which you are building,
you may also have to pay for a building permit, Architectural & Engineering
(A&E) stamps and builders risk insurance policy prior to close. Some
or all of these items may be reimbursed at the time of the closing. Please
confirm with the Loan Officer processing your account for details and any
other miscellaneous items.
HOW CAN YOU SELL YOUR PACKAGE FOR LESS THAN OTHER COMPANIES?
HBN combines creative financing solutions and the buying power
to offer our customers the best value at affordable prices. Our program
is priced $10,000 to $30,000 lower than some others in the market. These
savings can further increase when you take advantage of the reduced on-site
framing labor associated with our panelized wall, floor and truss system.
We have fixed pricing that equates to more savings and equity for you.
How Do I Get Started?
Fill out the Information Request form
To receive more information on how you can build your own panelized home
with 100% financing.
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